
Proud to Be Part of the SmartVestor Program
If you found me through the Dave Ramsey SmartVestor program, welcome—I’m glad you’re here.
My name is Nate Oeming, and I am the SmartVestor Pro at NW Advisory. Being part of the SmartVestor program means I participate in an ongoing relationship with the Ramsey team and meet their standards for professionalism, service, and client care. I work regularly with families who are following—or curious about—Dave Ramsey’s 7 Baby Steps, and I help translate those principles into a practical, personalized financial plan.
That said, my role is not to sell products or chase short-term results.
My focus is on serving, teaching, and guiding thoughtful decision-making based on your specific circumstances. Real financial progress doesn’t come from predictions or headlines—it comes from discipline, clarity, and patience over time.
Whether you’re getting organized, working through the Baby Steps, or beginning to think about longer-term and multi-generational wealth for your family, my goal is simple: help you make wise decisions and stay the course.
If that sounds like the kind of relationship you’re looking for, the next step is just a conversation.

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