"A jack of all trades is a master of none, but oftentimes better than a master of one". - William Shakespeare
This service offers a complete assessment of your financial situation, including income, expenses, investments, and future goals. It encompasses creating a detailed plan that covers retirement planning, education funding, estate planning, and risk management. The aim is to develop a roadmap that guides clients toward financial security and goal achievement.
This involves the creation and management of a financial plan tailored to your risk tolerance, time horizon, and financial goals. Services include retirement planning, asset allocation, portfolio rebalancing, tax-efficient investing strategies, and continuous monitoring and adjustment of investments in response to market changes and life transitions.
As a retirement specialist, we ensure you have adequate funds for retirement. This includes evaluating current savings, estimating future needs, considering inflation and healthcare costs, and devising strategies for retirement income sources, such as 401(k)s, IRAs, and pensions.
Focused on the efficient transfer of assets to beneficiaries, minimizing estate taxes, and ensuring that your wishes are carried out. Services include assistance with wills, trusts, powers of attorney, and beneficiary designations. In some cases we can offer Professional Trust Services where we act as a Trustee for client trusts. Locally owned in Wilsonville, we can travel all over Oregon to help.
This service aims to minimize tax liability through strategies like tax-loss harvesting, efficient asset location, retirement account contributions, and timing of income and deductions. The goal is to enhance your financial plan and overall financial efficiency by considering the tax implications of financial decisions. In some cases we can file your taxes for you as an enrolled agent.
Identifying potential risks to your financial health and recommending appropriate insurance products to mitigate these risks. This could include life insurance, long-term care insurance, disability insurance, retirement planning and liability insurance.
Advising on the best strategies and vehicles for saving for educational expenses, such as 529 plans, Coverdell ESAs, and custodial accounts. This service includes estimating future education costs and recommending savings strategies. This is all done in the context of an overall financial plan.
Assisting in managing and reducing debt, creating effective budget plans, and improving cash flow management. This service is essential for those looking to optimize their financial plan and achieve specific financial goals.
For clients interested in charitable giving, a retirement specialist can help with your overall financial plan by including strategies for making impactful donations in tax-efficient ways, such as setting up charitable trusts, donor-advised funds, or direct gifting strategies.
Behavioral Wealth Management: All services integrates traditional financial planning with an understanding of the client’s behavioral biases and emotional relationship with money. We focus on coaching clients to make better financial decisions, considering not just the numbers, but also the psychological aspects of wealth.
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